A cash-in refinance is when you bring additional money to the closing table to pay down part of your loan balance while refinancing. Instead of pulling equity out (as in a cash-out refinance), you’re using cash to reduce your loan-to-value rati
Sep 25, 2025 | Refinancing a Home
Homeownership feeling out of reach? There's a little-known federal program that could cut your annual tax bill by up to $2,000 and make buying a home much more affordable. What Is a Mortgage Credit Certificate (MCC)? A Mortgage Credit Certificate is a fed
Sep 23, 2025 | Purchasing a Home
Thinking about buying your first home? You're not alone — and it’s more doable than you might think. If you're unsure where to begin or how financing works, this guide breaks it down in clear terms. What Is a Mortgage? A mortgage is a loan you
Sep 18, 2025 | Purchasing a Home
What Happened Today? The Federal Reserve announced a 0.25% rate cut in today’s FOMC meeting. That might sound like great news for mortgage rates… but don’t be too quick to celebrate. Despite the headlines, mortgage rates actually worsen
Sep 17, 2025 | Interest Rates Economy
Is your current mortgage rate still working for you? If you're paying more than necessary, now might be a good time to consider refinancing. Even a small drop in your interest rate can make a noticeable difference in your monthly payments — and your
Sep 16, 2025 | Interest Rates
Creative Ways to Fund Your Down Payment as a First-Time Homebuyer Saving for a down payment doesn’t have to take forever. As a first-time homebuyer, you actually have several paths to fund your down payment—some you may not have considered. T
Sep 13, 2025 | Purchasing a Home VA Loans FHA Conventional USDA Down Payment
