Seth became involved in our home purchase after we were disappointed with the service our usual bank was providing. Seth came in about a week after we signed a purchase contract an got right to work. Thanks to Seth, we were able to get our condo VA certified in a short time when our own bank and another loan officer had told us that it would be impossible to get the building VA certified and close in a reasonable time. Seth not only proved them wrong, but seemed almost as excited as we were when the approval came in. From there, Seth managed everything that came up and was our advocate throughout. He even put out some last minute fires on the eve of closing. We will definitely use him for future purchases and will recommend him to friends and family. Thanks, Seth!
Rick & Kimberly Burson
Chicago, IL
Seth helped us throughout our difficult journey from thinking it wasn't possible to own a home!! He suggested ways to make it possible by telling us about CHFA and their help with down payments. Seth followed through with every turn of the process and was professional and encouraging. We are extremely pleased with his direction and expertise. With his help with are now in our new home and couldn't be happier!! We recommend Seth to anyone who is in the market for a home!
Mary Lynn Devereaux
Denver, CO
Seth and his team became such unbelievable resources for an education of a very nuanced topic that I had limited familiarity with. Seth is absolutely one of the most helpful and humble individuals I have ever encountered. I've described him multiple times as having a "teachers heart." The fact that he cares about helping and educating his customers is obviously at the first moment you meet him. I am so grateful to have been connected with the team because I have full confidence that working with them was absolutely the right decision.
Being self-employed usually equates to a stressful qualification process in my experience. Not with Seth! Got me and the family into a great home in AZ. Process was seamless. He and D&k Mortgage has my recommendation.
Took a potentially painful process (trying to work with my bank started out that way) and made it smooth, simple, and locked me into a great rate at the right time. VA loans have a few extra steps but Seth handled them for us and even waived typical fees. They are also creative problem solvers and focused on the end goal - getting us into our new home!
They worked seamlessly with our realtors as we waded through several offers and were always there when we needed them.
Michael Peters
Denver, CO
Seth was simply a rockstar for us throughout our home buying journey. He blew us away with how competitive his rates were against other lenders, his access to data that led us to lock at just the right moment, his ability and willingness to provide the breakdowns for prospective homes, and his overall agility in doing everything in his power to ensure we were competitive on the home we ultimately landed. When we purchase our next home, there is no hesitation that Seth will be our guy.
Reed Martin
Westminster, CO
In the lender searching process, Seth made it extremely easy to choose him as our lender of choice. Seth's knowledge in the lending and real estate space is top tier. He really helped us understand how everything worked, especially knowing it was our first home buying experience. Seth was an exceptional listener and communicator, both critical for those with lots of questions. Couldn't have asked for a better experience!
Marques Surita
Arvada, CO
Seth helped me through a very challenging purchase of a Denver quadplex with a VA loan. The contract was very complex and Seth was able to expertly navigate the loan requirements all the way to close. There were numerous changes in the purchase that a lesser lender would not have been able to handle. I can easily say that without Seth's expertise and resiliency, we would not have been able to complete the purchase. I will definitely be using Seth for any future purchases!
Ralph Castillo
Denver, CO
I really enjoyed working with Seth throughout the home loan process. His financial knowledge is clearly above and beyond that which is expected when applying for a loan. I felt that he was available, authentic and passionate about the industry.
yappledapple
Westminster, CO
Seth was amazing from the beginning. We had difficulty getting through the process with another lender due to one small hiccup even though our file was great otherwise, and Seth came highly recommended. From the start Seth showed that he was smart, attentive, patient, and willing to do whatever it took to make sure we got our loan through. When something came up, he stopped to explain it, and was super thoughtful about how he handled different situations to make sure our process was as smooth as possible and we got the loan. Also, he got us a fantastic rate! All around highly recommended. I'll recommend him to anyone who will listen.
Wade & Micaela Kirshy
Denver, CO
Seth and and his team had impeccable communication, were always available if we had a question/concern and have integrity in their work. We will easily use Seth again!
Seth is easy to work with, quick to respond, and has a great team that makes the process a breeze. Their secure online portal makes it quick and safe to share documents back and forth to ensure the loan is progressing on schedule.
We were so pleased with how smoothly everything with our loan process went. Seth and his team were very professional and managed our loan without a glitch. I would highly recommend them in the future! Thank you for everything!
Amber Pinkstar
Lakewood, CO
Seth Wilcock and his team are top notch professionals. If you're looking for an incredible trustworthy and dedicated team that delivers on their promises, look no further!
Seth was amazing to work with from beginning to end. Hyper communicate, cordial and informative, he helped us lock in at an amazing rate at just the right time and coached us through the process the entire way. Thank you Seth!
Jordan Schware
Arvada, CO
Seth (and his whole team) were such a pleasure to work with. As first time home buyers, Seth was patient and proactive in sharing his expertise and made my wife and I feel extremely confident in understanding our loan. Seth made himself very available to us during this time, including spending 15 minutes on the phone with us on a Friday night as we were preparing to submit an offer. Seth has the unique combination of being extremely intelligent but also being able to explain things to "laypeople". I could not have been happier with the experience, and can't imagine a better experience exists elsewhere.
Seth and team were incredibly patient, available, and always willing to go the extra mile. No question was left unanswered and no matter how many times we asked a similar question there was always a feeling of patience throughout (we felt that we could ask anything). Both folks were very direct and upfront about their answers, we never felt like there was anything hiding and never experienced any pressure from them. Calls on the weekends, at night, any time of day were a normal part of business and we felt great knowing we could easily contact them if something came up and we had a question.
Our loan was ultimately sold (we knew this upfront), but Seth made a note to say that their intention is to be a partner with us for the life of our loan and beyond, meaning if we encounter any issues we can easily contact them and they will help get them addressed. It is great knowing we have an actual person to turn too in the event that we need anything.
We did shop around for rates a bit and their rate even beat out a local credit union (which Seth at our first meeting said they might not be able to beat.) Seth asked if where were shopping around, and when we answered yes there was no change to the service he provided going forward which speaks to the quality and their values of educating homebuyers.
We would highly recommend them and will personally be using them again in the future!
Jason David
Westminster, CO
The whole team kept me very informed along the way and answered all my questions. They walked me thru all the paperwork and helped me understand the process. This team is awesome.
Seth and his team were very responsive. They made the whole process very smooth and the kept us updated every step of the way. I’d highly recommend him and his team.
Seth came through again in my second home purchase, this time with my fiancé and I. He kept us posted, on track, and helped us lock in a great rate in the midst of a volatile market week. We wouldn’t use anyone else for our lending!
My wife and I couldn't have been more impressed by Seth and his team. In an industry where "volume" is the game, Seth takes a more hands-on, proactive and consultative approach that left us feeling confident and informed for the entire process. One of the most impressive parts of the process was the level of communication. Throughout each step of the process, he kept us in the loop and always informed us of next steps. Please, for your sake, make sure you hire a professional like Seth.
Michael Caraway
Broomfield, CO
Seth was with us from the beginning. He created different plans and worked with us on finding the best solution for us. With his help we were able to find the best way to afford the new house. With Seth’s planning we found the best way to buy our new house independent of selling the old. Thanks Seth!
Jeff Wolcott
Thornton, CO
The amount of communication between Seth his team and myself is what made it great for me and my family. Seth always answered my questions as soon as he could. His explanations is what made this process enjoyable.
Justin Prieto
Monte Vista, CO
Seth is an incredible lender. He offers a wealth of knowledge for first time home buyers, like myself. I was having trouble understanding different ways I could use the different loans available and he had me come in and we did “mock” loan calculations. He also went a step further and sent me all different ways I could use the loans available for the price I wanted to pay for a house and sent video footage of himself explaining each option. I was so impressed.
I found Seth on bigger pockets and many people had raving reviews about him. He helped me purchase a 275k home with only $1400 that I owed at closing. We used the first time home owner grant money offered in Colorado. He was available every step of the way through text, phone and e-mail.
I am so grateful to have worked with Seth and I highly recommend him. I can’t wait to use him again for my next house hack.
Shannon Wheeler
Colorado Springs, CO
Great working with Seth and the team. Very patient with us as first-time buyers and appreciated his emphasis on education throughout the process.
Seth answered all of our questions with knowledge and confidence and made us feel like we were in good hands throughout the process of obtaining our home loan. I would ask for his help again and recommend him to others. Thank you, Seth Wilcock and Team!
Seth and his team were extremely professional and timely throughout our entire loan process. He gave very clear explanations for every step of the way, and he was always very transparent about costs/fess/timeline/etc. He was a pleasure to work with, and I would highly recommend him.
Bryan Leland
Broomfield, CO
Seth and his team were great!! Always willing to educate my wife and I on the whole mortgage process. They were friendly, easy to work with, and always kept everything on schedule. I highly recommend working with them.
Thank you guys for making the mortgage process educational and simple!
Greg Van Fossan
Centennial, CO
Such a great experience working with Seth and his team! He was always available and made sure I understood every option I had during the home buying process. He was very professional, prompt, and knowledgeable. I couldn’t have asked for a better experience and everything running so smoothly. I would highly recommend him to anyone in the homebuying search!
Rachael Anne
Westminster, CO
Seth saved the day! I was having a poor experience working with a national lender WHILE under contract and had to move on. Seth reached out and was able to get me the loan I was hoping for and the piece of mind I needed. What impressed me the most was Seth’s commitment to customer service. I work an off schedule and Seth always made himself available at times that worked for me. Seth is an outstanding guy and an absolute pleasure to work with. I will be working with Seth for all my future lending needs.
Erik Jenson
Littleton, CO
Seth and his team made sure the first-time home buying process was easy and even enjoyable. Seth stressed educating us every step of the way, so we could make the best informed decision possible. He explained the dark art of mortgages in a way that made it simple to understand, and empowered us to take charge of our own home buying experience. He got us a great loan, and was willing to go above and beyond at every point from our very first consultation to our closing day. 10/10 would mortgage with them again.
Execellent service! Easy to work with, very professional, and was always available when I needed more information. Made the entire home buying process straightforward with no games. Would 100% use again or recommend!
Very positive experience and smooth process of buying our first home with Seth! Very professional and knowledgeable team will always exceed your expectations. We will definitively recommend Seth's team services to our friends and family in the future. These guys are the best!
Jiri Willman
Evergreen, CO
My husband and I absolutely loved working with the entire team. We would wholeheartedly recommend them for a home loan or refinancing. Everyone was amazing to work with. From our loan officer all the way to the underwriters. Everyone put our minds at ease, was very knowledgeable, very prompt with answers to our questions, and made the process very smooth and easy. Thank you Seth Wilcock and your outstanding team for helping us build our future.
Seth Wilcock, provided incredible service throughout the process. I am a first buyer, have a high attention to detail, and am not afraid to ask questions -- basically, the largest pain in the butt client you could have. Seth was willing to give me the time morning, day, and night (literally) to educate me throughout the process and ensure I received the best loan possible. Now that we've closed, I'm excited to have him over for a bbq and beer.
Seth and his team are great! They made the process to buy a home painless and were readily available. Highly recommended! I also like that they are available during hours that big banks wouldn't be.
Seth is phenomenal at his job. He is extremely knowledgeable, patient, and takes great care walking clients through the lending process and supporting them (and the agent) each step of the way. Plus, he responds quickly!
Kyle Rajaniemi
Denver, CO
We had the pleasure of working with Seth and his team and with their assistance just closed on our first home. We interviewed 6 different loan officers/companies and were unbelievably impressed by Seth's ability to answer our questions with such detail and had an incredible amount of patience as it was our first time going through this process. Seth went above and beyond while working with us. We have been referring our friends to Seth's team as several are starting the home buying process and would highly recommend utilizing their team when purchasing your next home!
Meghan Murray
Westminster, CO
I had a great experience working with Seth and his team. They made the process behind my first home purchase as easy as possible. I highly recommend!
Seth Wilcock and his team were amazing! They made this process feel easy for me - they walked me through every step and put my mind at ease. I highly recommend Seth and will definitely use them in the future!
Michelle Powner
Denver, CO
Seth's team were dedicated to helping us every step of the way. Upon first meeting Seth, he graciously met us after hours on a Friday evening and even went so far as to offer to put together an initial preapproval that evening. At the time when we put an offer on our house, Seth was out of the office taking care of his new baby, but his team stepped up and filled in for him providing all the necessary support. The whole team was great in promptly answering our questions and providing a smooth process for getting our loan approved and ultimately closing on our first home. Never once were we worried about things being done in a timely and professional manner. We would definitely work with Seth and his team again.
Seth and team not only knows how to do VA loans but actively encourages Veterans to use it. It was such a pleasure dealing with someone that was Straight forward, Values my time and Genuinely cares for my business. We were able to do a refi during the holidays in LESS than 30 days. I've had companies take more than that just to acknowledge me before. He has a Fan for Life.
Steven Doizaki
Lakewood, CO
Seth and his team was so great to work with, we truly appreciated their communication and updates and how smooth the entire process was. My first time with this type of transaction and I will definitely be coming back here for any in the future, it was truly a seamless process and I couldn't be happier with the result, thanks to you all!
Not only did Seth provide us with a very clear and precise plan for our loan, he made the process very easy and stress-free as possible. When we were confronted with any challenges that we were unsure of, Seth was readily available to help us ease our concerns. As we soon close on our first home, we feel extremely fortunate that we found Seth to guide us through the entirety of the loan process. We cannot recommend Seth enough!
Destiny Story
Westminster, CO
Seth Wilcock and his team are incredible. They made the entire process of purchasing a home feel easy and simple. Each and every team member I worked with gave me their utmost attention and took the time to answer and explain any and all questions I had. I was pleasantly surprised at how I felt they really bent over backwards for me. They were all around a delight to work with!
Leanne Groen
Westminster, CO
It was an awesome experience working with Seth and his team. It was my first time to go through this process and Seth walked me through each and every step. He answered ALL of my questions and even answered some of them a second time. It was obviously important to him that I understood every step. I would highly recommend he and his team!
Seth and his team are very knowledgeable and very good at what they do. He was always available to ask any questions via text or email, and was good at calming our nerves while we bought our first house. My wife and I highly recommend!
Derek Bayliss
Lone Tree, CO
When my wife and I started the process of getting pre-approved for a loan, we had only lived in Colorado for about 10 months and this was our first time ever applying for a loan. This situation complicates the approval process because most of our recurring bills (the necessary paper trail that proves you do actually pay your bills on time) were for less than a year - the magic time amount needed for those bills to be valid evidence of fidelity. Seth and his team were incredibly patient with us as we tracked down former landlords and scrounged bill statements that worked for our approval. To complicate matters, our son was born during the middle of the process, and there were stretches of days when we were very difficult to contact. Through all of this, Seth and his team were exceptional and diligent to making sure we closed on time.
Additionally, Seth offered sound advice without ever pushing it on us and helped us receive the best loan rate available. I cannot recommend the entire team enough.
I contacted Seth and his team in regards to a loan for our first home purchase. We were already under contract on a home with a relatively quick closing date. I was very impressed with the quick response we received from Seth, especially because our initial contact was on a Sunday. He was very professional and was eager to help. He was able to answer all of my questions, and really seemed to want help us find a loan that would work for us. Throughout the initial process, he was always very quick to respond and very personable. We ended up going with a different lender, only because we had a sense of loyalty to that lender, and it was no fault of Seth and his team. I would recommend Seth to any of my friends looking for a lender, and will definitely contact him if we have future lending needs.
Michael Larson
Westminster, CO
My husband and I were referred to Seth through our real estate broker and could not have been happier with the service he provided! Seth went above and beyond to get us approved for the purchase of our home, and did so in record time! He was available around the clock to answer any questions we had and was patient, professional and extremely friendly throughout the entire process! I will absolutely be recommending Seth to anyone who is looking for a knowledgeable mortgage broker!
As a first time home buyer I had many questions, Seth was always willing to answer and explain. His mortgage app helped give me an idea on how much a home would be before falling in love with something I couldn't afford. He was always responsive and gave me breakdowns on mortgage options on the many properties I did and didn't put offers on!! Then working with the rest of his team going through the loan approval process was easily broken down and explained so you could get them the information needed to move you through the steps to getting final approval. I couldn't recommend them highly enough.
When embarking on the journey to buy our first home, the only thing scarier than looking for a home, was figuring out the lending on a home.
In the most literal sense, we had no clue what we were doing. Fortunately, from an amazing referral, we were connected with Seth Wilcock. We immediately had a connection with him, felt comfortable with him and trusted him. Considering you are allowing someone access to the most sensitive information, it was important to feel that sense of trust.
In a process that was so foreign and overwhelming, Seth and his team guided us seamlessly through each and every step. Any questions that came up (and there manyyyyy) Seth was prompt in responding, assured us everything was on track, and kept us focused on our end goal.
For what started out as an incredibly intimidating process, Seth made it easy, we continued to be pleasantly baffled by how smooth and seamless the process was.
He was patient with our endless questions, coached us and advised us through every step and every moment in between, and was there at the finish line to celebrate.
We are so fortunate to have Seth and his team working for us through this process. I can safely say, we will be using Seth in the future.
Cheers!
Lynne Thielen
Englewood, CO
Seth and his team were great to work with! This was our first home purchase, my husband and I were kept up to date with everything that was going on. We felt very comfortable working with Seth and he always had great ideas/suggestions. We will definitely use their services again for future needs.
Kylie Bystrom
Highlands Ranch, CO
Seth and his team were absolutely incredible! I was referenced to him through friends who had also used them for their home purchase, and I couldn't be happier. Seth and his team were extremely responsive and thorough, and they were able to close on a 19 day timeline with three days to spare. I've bought and sold many properties in my life with multiple different companies, and they definitely made the process the easiest.
Seth was so helpful with my loan application and home buying process! He always made himself available to me at any time I needed, answered every question I had, and anticipated issues before they caused any problems. My home buying process was a breeze because Seth and his team made the entire thing so easy and understandable for me!
We worked with Seth last year to refinance our home and had a wonderful experience. When we recently decided to upgrade to a larger home, Seth was our obvious lender choice. We are closed on our new home and really feel that Seth helped us accomplish this goal. He truly went above and beyond to give us have a competitive offer in this current seller's market, and we know we wouldn't have got our dream home without Seth's knowledge and expertise. Seth's communication is incredible and we were always kept up to date on progress, which really helped decrease our stress level during the whole process. We have recommended Seth to many friends, family members, and coworkers, and we recommend him to you as well!
Seth and team were extremely helpful from the initial meeting through closing day. He had great patience when answering my fiancee's questions about the math, finance and details of the loan and its process. He was always quick to answer any question and made himself available at all times of the day. It has been a pleasure to work with him and his co-workers were all just as nice. I can't recommend them enough.
As a first time home buyer they explained the process to me in a way that was easy to understand and answered all my questions. They also went out of their way to meet me at times and locations that were suited my needs.
It is obvious Seth loves what he does and finds fulfillment seeing other people's dreams come true! Seth was there every step of the way through our home buying experience! His knowledge and experience within the industry are unmatched but not to be outdone by his exceptional customer service and guidance throughout the process. In what can be a fairly complex process, Seth has an amazing way of explaining things in a simple format and lays out all the options. He (along with his team) are reliable and responsive and comes highly recommended by us!
From the first offer I made, which involved a "fire drill" on a Sunday to get prequalified, Seth has always made himself accessible to answer my questions. I sincerely appreciate both his and my realtor, Brian Conley's, concern and professionalism demonstrated during various stages of the process. I had the dream team for this purchase – I credit them both for the successful purchase of my first home in an impacted market.
Sean Di Ciolli
Boulder, CO
My husband and I were referred to Seth from a colleague of mine. We were not disappointed! Seth was incredibly professional and helped us through the entire process of being a first-time home buyer. We had many, many questions, and Seth was patient and verified everything with us, AND made sure we understood before we proceeded. Seth is someone you want to work with!!!
Seth was an amazing help throughout the home buying process. I appreciated how patient he was with all of my questions and how quickly he responded to text, emails, and phone calls. It was easy to tell that he truly understood all of the loan options he presented me with and could easily identify the best option for my situation. I couldn't believe all the stuff he went above and beyond with. I was told having Seth as my lender helped secure my contract in a very tough market. Seth, thank you for always picking up your phone days/nights and weekends. You are really good at what you do. I will continue to recommend you to anyone in the future.
Christina Gustavson
Denver, CO
I will start by saying that Seth is not only our loan officer but also my oldest son. And while I may normally be a bit biased about him, I can honestly and proudly say that he kicks butt when it comes to handling loans and problems that may come up during this process. He has been very helpful by helping his mother and I understand the home buying process form top to bottom! Buying a home is something most people only do once or twice in their lifetimes and it has changed immensely over the past 40 years when we first bought a home and Seth helped us understand all of the changes that have happened and calmed our apprehensions throughout this process. Thank you son for being on our team. It is an extremely 1st rate group of individuals we were lucky enough to deal with during the entire home buying experience and we are going to be so happy in our new home! You have a big winner in Seth! No brag, just fact!
When my wife and I were starting to look for our first home, we reached out to a few mortgage brokers in the Denver area. Most made us feel like we were potential numbers to add to sales quotas.
Seth Wilcock was different. He took the time to get to know us and he answered all of our questions in a way that we could understand. Once we decided that we wanted to work with him, he was on top of our file from day one. He worked with us to set an honest expectation for what we could afford and gave us tips to help us through the buying process. He communicated extremely well and came to us with solutions every time we hit a problem.
When we finally had an offer that was accepted on the house we bought, Seth was one of the first people to call and congratulate us. He was already working on preparing our final loan docs to make sure we could close on time.
I know Seth has a lot of clients but he made us feel like we were important throughout the entire process. His knowledge of his industry and his pride in delivering for his clients, truly set him apart. We are thankful to have worked with him look forward to recommending him to all our friends and family.
Brandon Dierickx
Morrison, CO
I am an investor, and I was selling multiple units in a building. Seth represented one buyer and that transaction went very well. The lender on the other unit seemingly kept putting up obstacles at the last minute. I sparing the details, but the deal was saved by Seth stepping in and "pulling strings" to get it done. I fully appreciated his involvement in getting this deal done and would highly recommend him and his company !!!!
Seth is very knowledgeable about the entire home loan process. His communication with us throughout the entire process was very much appreciated. He promptly returned phone calls and email responses.
As arduous as the home buying process can be Seth abides by a few simple rules that I believe are paramount in being successful. 1. Communication - Seth is available when you need him and is very diligent in answering any questions that you may have during the home buying process. Whether it is via email or phone, he always returns your call in a reasonable amount of time. 2. Integrity - Seth is always upfront and honest about everything, he helps educate you through the process and always follows through with his word. When something doesn't go according to plan, Seth will do his best and find a way to make it right. There really aren't many people around that still do business in this way. If you are looking for a home loan of any sort, I would strongly recommend you contact Seth, you will not be disappointed.
Helped us first time buyers through the process with patience and expertise. Was friendly to work with, always available, and ver knowledgeable. Would work with again and highly recommend!
