With 30-year mortgage rates now topping 20-year highs, borrowers are looking to alternative loan options to save money on home loans. Adjustable rate mortgages (ARMs) are becoming more popular as homebuyers and refinancers look for lower introductory inte
Dec 19, 2023 | Purchasing a Home
Mortgage prepayment penalties can be a perplexing aspect of your home financing journey. Essentially, they are fees imposed by lenders when you pay off your mortgage earlier than agreed upon or exceed the specified payment limits. These fees are designed
Dec 12, 2023 | Purchasing a Home
Are you tired of juggling a pile of bills, from high-interest credit card debts to personal loans and auto payments? If so, there might be a financial strategy that could simplify your life: refinancing your mortgage to consolidate all those debts. In thi
Dec 05, 2023 | Refinancing a Home
In the dynamic landscape of personal finance, job loss can send shockwaves through your financial stability, particularly when it comes to managing your mortgage. Yet, with appropriate preparation and a little knowledge you can navigate these turbulent wa
Nov 28, 2023 |
When it comes to home loans, fixed-rate mortgages are the bread-and-butter of the market and for good reason. If you're all about making savvy financial moves, you’ll want to learn these golden knowledge nuggets that will show you why fixed-rate mor
Nov 21, 2023 | Purchasing a Home