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Should You Hold Out for Lower Interest Rates Before Buying a House?

Should You Hold Out for Lower Interest Rates Before Buying a House?

Is Now the Right Time to Buy a Home? Buying a home today can feel uncertain. On one hand, finding the right property is exciting. On the other, high interest rates can make you second-guess your timing. So, should you buy now or wait? The answer depends o

Jun 03, 2025 | Interest Rates

More Borrowers Are Putting 20% Down - Should You?

More Borrowers Are Putting 20% Down - Should You?

If you're thinking about buying a home, you've probably heard you need a 20% down payment. But is that always true? Let’s take a closer look at what’s really required—and what’s possible for you. Why 20% Is Still Popular You might

May 29, 2025 | Purchasing a Home

Where Do Mortgage Lenders Get Funds for Home Loans?

Where Do Mortgage Lenders Get Funds for Home Loans?

When you're buying a home, it might seem like mortgage lenders have endless money to give out. But in reality, the process behind the scenes is more structured—and understanding it can help you feel more confident about buying a home. What Is a Mort

May 27, 2025 | Purchasing a Home

How to Buy a Home at a Government Auction

How to Buy a Home at a Government Auction

Buying a Home Through a Government Auction: What You Should Know Government auctions offer a unique opportunity to buy a home at a potentially lower cost. These properties are often sold because of unpaid taxes or legal issues, and the government chooses

May 22, 2025 | Purchasing a Home

Fiscal Dominance & the 2025 Maturity Wall: Why Mortgage Rates May Stay Elevated

Fiscal Dominance & the 2025 Maturity Wall: Why Mortgage Rates May Stay Elevated

If you’ve been waiting for mortgage rates to drop, 2025 may not bring the relief you’re hoping for. Did you know that over $9.2 trillion in U.S. debt is set to mature in 2025? This unprecedented 'maturity wall' could significantly impact mortg

May 21, 2025 | Interest Rates Economy

What Are the Financial Benefits of Owning a Home?

What Are the Financial Benefits of Owning a Home?

Many renters wonder if their monthly payments could be going toward something they actually own. If you’ve had that thought, you’re not alone. Here are some of the key financial benefits of owning a home. 1. Build Equity Over Time When you mak

May 20, 2025 | Purchasing a Home